Ally’s mobile apps let you pay bills, send money to other people through Zelle, deposit checks and transfer funds between bank accounts. Some of these mobile banking options are available only through the app, while others are banking apps that complement online access. You’ll need to decide if the convenience and perks are worth the lower yield. Many or all of the products featured here are from our partners who compensate us. And the charts and graphs in the money management tool let users analyze their spending habits and keep tabs on budget categories. All financial products, shopping products and services are presented without warranty. Easily and securely log in using fingerprint, facial recognition or personal identification number. Download: Add the Ingo Money App to your smartphone. Sorry, your blog cannot share posts by email. Ally offers a 1.60% APY on savings and pays a 0.50% APY on checking accounts with a daily balance of at least $15,000. e-Statements currently accessed in Online Banking are now available in Mobile Banking. Ally also offers a money market account that pays 0.75% APY. TIAA offers standard mobile banking services, including bill pay, money transfer and mobile check deposit, and its apps earn high ratings in the app stores. Not only that, but Chime offers additional perks, including the ability to get your paycheck up to two days early when you have Direct Deposit. Bank of America’s mobile apps have all the essential features: bill pay, the ability to send and receive money and mobile check deposit. Ally’s online checking account earns interest and has no monthly fees, while its online savings account lets you organize your savings goals into different categories. All you have to do is download your bank’s mobile app, set it up for access and then use it. Here’s how it works: Sign your check. Most prepaid cards come with similar fees and limits, and all of the cards we researched allow mobile deposit. Not only can you get information about your Discover savings account, but you can also see any credit card accounts and other accounts. This option comes with a relatively low APY, though. Discover also offers a reasonably competitive APY of 1.70% on its savings product. However, this does not influence our evaluations. The bank offers mobile banking, mobile direct deposits, online bill pay, and access to 39,000 ATMs. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. We rated them on criteria including digital experience and ease of mobile apps, as well as annual percentage yields, minimum balances, fees and more. Many institutions are now adding mobile check deposit to their mobile banking offering. If you’re looking for an easy way to take care of almost every aspect of money management, this guide will help find the best mobile banking option for you. Improved security. Pre-qualified offers are not binding. Find out more in our related research about the Walmart MoneyCard. Several prepaid card issuers offer mobile deposits, which allow you to use an Android or iOS app to deposit a check to your prepaid card. The mobile app allows you to check your balances and history, as well as transfer money between CIT accounts. Post was not sent - check your email addresses! If you’re looking for an easy way to take care of almost every aspect of money management, it’s possible from the palm of your hand. If you want to manage your money from anywhere, looking for good mobile banking is your best bet. Download our Mobile Banking App available for iPhone, iPad, and Android. When used on a new iOS device, once you get your app set up by logging in initially, facial recognition grants you instant access. You can use the app to find access to cash-back locations and receive ATM fee reimbursement as needed. Ally is also good for transferring money between Ally and non-Ally accounts using Zelle. Archives: You can explore the site through our archives dating back to 2007. Here’s how to switch banks. A monthly deposit of at least $100 is required, but that’s a fairly easy metric to meet if you’re serious about saving. This site may be compensated through the bank, credit card issuer, or other advertiser Affiliate Program Disclaimer: The content on this site is for informational and educational purposes only and should not be construed as professional financial advice. Snap: Follow the prompts to take pictures of your check. For non-mobile deposit options, see our research on ways to load a check onto a prepaid card. 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